by 3mm4735 | Jun 19, 2026 | blog
For many of the businesses we work with, sales can look healthy on paper, but the cashflow tells a different story. We often find that millions of pounds are sitting in unpaid invoices. Whilst at the same time, suppliers, staff and lenders still need (and expect) to...
by 3mm4735 | Jun 1, 2026 | blog
In many mid-market businesses, aged debt builds gradually until suddenly it becomes a serious cashflow issue. What can start off as a handful of overdue invoices can quickly impact supplier relationships, increase pressure from funders and reduce confidence in...
by 3mm4735 | May 29, 2026 | blog
Reducing debtor days can feel like a balancing act. On one side is the need to improve cashflow, reduce working capital pressure and strengthen forecasting. On the other is the concern that pushing harder on collections could damage valuable customer relationships. In...
by 3mm4735 | Mar 11, 2026 | blog
Designed to protect small businesses – but what about the squeezed middle? The government has released its response to the consultation on late payment from 2025. Its proposed reforms include maximum payment terms, mandatory statutory interest, enhanced reporting...
by 3mm4735 | Feb 5, 2026 | blog
We often encounter distressed recruitment agencies using umbrella companies to facilitate payroll and HMRC liabilities. New legislation in April 2026 substantially changes the risks and responsibilities for agencies using umbrellas and end-user clients. What is an...
by 3mm4735 | Jan 27, 2026 | blog
Aged debt isn’t just a number on a report. It represents operational risk, wasted hours and unavoidable financial strain that quietly undermines an otherwise healthy business. Organisations with more than 10% of their ledger sitting over 90 days face a significantly...
